آهسته خرج کردن یا هوشمندانه خرج کردن؟

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کارگاه آموزشی ۶ ساعته مدیریت کمپین از طراحی تا ارزیابی (رایگان)

چهل‌وچهار سالگیت مبارک!

افق کوروش برای پیگیری مسئولیت اجتماعی خود ارایه راهکارهایی برای برقرار کردن تعادل میان دخل و خرج مردم عزیزمان را در دستور کار قرار داده است. برای انجام موثرتر این مهم، برنامه به خانه بر می گردیم را برگزیده است و من افتخار نمایندگی این بزرگترین عرضه کننده مایحتاج ضروری کشور را بار دیگر یافته ام.

آنچه دربرنامه دوم به خانه برمی‌گردیم گذشت

ما در افق کوروش در راستای ایفای داوطلبانه مسئولیت اجتماعی خود، مبنی بر تحقق زندگی بهتر برای ایرانیانی شایسته بهترین‌ها بر این باوریم که باید کاری کرد و در این راه بلندپرواز بود. همانطورکه در جلسه قبل توضیح دادم ما همواره به دنبال این هستیم که با منافع بیشتری که برای تامین کنندگان محترممان فراهم می‌آوریم، کالاها را با قیمت مناسب‌تری، حتی از این بخریم و آن را با کوششی که در کاهش هزینه‌ها می‌کنیم حتی با هزینه کمتر از این به‌دست مردم عزیزمان برسانیم و از صرفه‌جویی‌های انجام شده از این دو محل بیشترین تخفیفات ممکن را تقدیم آنها کنیم. ما علاوه بر این ماموریت در نظر داریم که به مثابه یک مشاور، نتایج کسب شده از آخرین یافته‌هایمان در خصوص اداره بهتر اقتصاد زندگی را، با آنها در میان بگذاریم.

برای داشتن اقتصاد بهتر در زندگی، باید تغییراتی در دو بعد دخل و خرج رخ بدهد. باید ابتدا برای اعضای خانواده شغل، امنیت شغلی و درآمد پایدار ایجاد بشود و راه‌هایی هم برای توسعه آن وجود داشته باشد. مابه نوبه خود توفیق استخدام پایدار و قابل اتکای بیش از هفت هزار همکار را یافتیم و این رسالت را با قوت بیشتری نیز ادامه خواهیم‌داد و انشالله مانند سال گذشته پیشتازی در اشتغال‌آفرینی را تکرار خواهیم نمود. افزون براین همانطور که در جلسه قبل عرض شد برای امنیت شغلی و افزایش درآمد همکاران مغازه‌دارمان نیز پروژه اعطای نمایندگی یا به اصطلاح فرانچایز را آغاز کردیم و آن را امسال با اولویت بسیار بالاتری دنبال خواهیم نمود. این دو کاری بود که ما در راستای افزایش درآمد یا به اصطلاح دخل مردم عزیزمان کردیم. پس از دخل نوبت به این می‌رسد که فکری برای خرج کردن کنیم. اگر از حکیمی مانند جناب سعدی بپرسیم، خواهد گفت که:

چو دخلت نیست خرج آهسته‌تر کن،

که می‌خوانند مــلاحـــــــان سرودی،

اگر بــــــــاران به کـــوهـــستـان نبارد

به سالی دجله گردد خشـــک رودی!

گمان می‌کنم که اگر جناب سعدی هم در عصر جدید به سر می‌برد و خرید از فروشگاه‌های تخفیفی را تجربه می‌کرد شاید به جای راه حل آهسته‌ خرج‌کردن ، هوشمندانه‌ خرج کردن را تجویز می‌کرد. خانواده‌ای را در نظر بگیرید که ماهیانه پانصد هزارتومان خرج مایحتاج خود می‌کند. این خانواده اگر همین مایحتاج را از افق‌کوروش که پرتخفیفترین عرضه کننده مایحتاج ضروری است تهیه کند می‌تواند تا صد هزار تومان صرفه‌جویی کند. این مبلغ را در ماه‌های سال ضرب کنید. معنایش افزایش توان خرید دو ماه اضافی در سال است! هوشمندانه خرید کردن یعنی با کیفیت‌ترین کالاها را با معتبرترین نشان‌ها با بهترین قیمت‌ ممکن، آن هم در تازه ترین شکل بخریم و از محل این خرید کلی صرفه جویی کنیم و به نیازهایی که کمتر توانسته‌ایم به سروقت آنها برویم، فکر کنیم!

اما به نظر ما کیفیت خرید حتی از این هم‌ می‌تواند بالاتر رود. اهالی تهران از سال گذشته و به زودی کل ایران با استفاده از خدمت اُکالای ما علاوه بر همه آن ویژگی‌ها می‌توانند کالا را درب منازلشون تحویل بگیرند. در این سرویس می‌توانیم برای خرید در روزهای آینده نیز برنامه ریزی کنیم. ما به این هم بسنده نکردیم و برای آن که بتوانیم شعف مردم عزیزمان را دوچندان کنیم علاوه بر بالاترین تخفیفات، برنامه‌های مفصل تخفیفی دیگری علاوه بر تخفیفات معمولمان تدوین و اجرا کردیم. نظرسنجی‌های ما حاکی از آن است که مردم ترجیح می‌دهند به جای آن که شانس کوچکی برای یک جایزه بزرگ داشته باشند، در هر خرید علاوه بر بالاترین تخفیفات همیشگی، همان موقع و بدون قرعه کشی برنده قطعی جایزه هم شوند. ما نیز برای اجابت به این خواسته برنامه‌های خود را بر روی اعطای کوپن های ده تا چهل هزارتومانی علاوه بر تخفیفات همیشگی بدون قرعه کشی، تخفیفات اضافی شامل اعضای باشگاه مشتریان که از آن با عنوان تخفیف پلاس یاد می‌کنیم و اعطای کالاهای رایگان متعدد شامل محصولات فرهنگی و محصولات مصرفی که آن نیز بدون قرعه کشی است متمرکز کردیم تا به جای تعداد انگشت‌شماری از مردم عزیزمان، همه آنها را بدون قرعه کشی خرسند کنیم.

بُعد مهم دیگری که چندان بدان توجه نداریم در کنار آن افزایش درآمد و این خرید هوشمندانه توجه و توسعه مهارت تخصیص منابع محدود به خواسته‌های نامحدود یا به اصطلاح درست خرج کردن است. بسیاری از ما که برای دخل و خرجمان چندان برنامه نداریم، همواره با روزهای متفاوت ابتدای ماه و انتهای ماه مواجهیم و این به یک سبک زندگی مبدل شده است. در حالی‌که این هر سه با هم است که می تواند به ما خوشنودی بیشتری اعطا کند. برای مدیریت بهتر هزینه‌ها باید بدانیم چقدر از درآمدمان را صرف چه چیزهایی می کنیم! چیزی که تقریبش را اندکی از ما و دقیقش را به ندرت می دانیم. برای این کار اپ های رایگان و پولی متعددی وجود دارد اما اشکال اساسی این است که ورود اطلاعات خرید مایحتاج روزانه که جزییات زیادی دارد تقریبا نشدنی است. راه حلی که اپ افق‌کوروش دارد بسیار ساده و جذاب است و من نیز به‌شخصه از آن بهره می‌برم. اپ این فروشگاه در صورت تمایل شما می‌تواند نقش یک دستیار سریع و دقیق برای ثبت اتوماتک اطلاعات خرید مایحتاجتان را انجام دهد و شما همواره و به سادگی این امکان را داشته باشید که بدانید با درآمدتان چه می‌کنید. علاوه بر این با عضویت در این باشگاه می‌توان ضمن بهره‌مندی از تخفیفات همیشگی و تسهیلات نرم‌افزار تخفیفات مازاد بیشتری نیز دریافت کرد.

سطح اعلای مدیریت اقتصاد خانواده، این است که برای هر کدام از سرفصل‌های دوازده‌گانه خود الگوی مصرفی طراحی کنیم و برای تحقق آن هدفگذاری کنیم و روز به روز در این کار مهارت بیشتری کسب کنیم و روز به روز بهتر از قبل شویم. در خصوص الگوی مصرف در جلسه بعدی به تفضیل صحبت می‌کنیم. تحلیل سبک زندگی گروهی از ما که خوشنودی بیشتری را نصیب می‌برند حاکی از آن است که یک چرخه کم و بیش مشابه را دنبال می‌کنند. آنها هدف دارند و برای آن برنامه‌ریزی می‌کنند. در حین اجرا ضمن پایبندی به آن هدف، با استفاده از ابزارهای خوب آن را کنترل می کنند و با پایش آن مجددا برای تحقق بهترش اقدام می کنند.

نعیم ابراهیمیان

بازتاب این برنامه:

  • در روزنامه‌ها:
  • دنیای اقتصاد: www.newswire.ir/tIHUSJUPI
  • عصر بازار: www.newswire.ir/tJHUJHUVD
  • در خبرگزاری‌ها:
  • فارس: www.newswire.ir/tMHUJMFFQ
  • مهر: www.newswire.ir/tLHUJSHLL
  • ایبنا: www.newswire.ir/tJHUJJSF9
  • خبرآنلاین: www.newswire.ir/tJHUJJSF9
  • آرمان اقتصادی: www.newswire.ir/tKHUJTW1D
  • کوتاه آنلاین: www.newswire.ir/tJHUJHUVD

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